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Acceptable Ratio of Loan-to-Value per Type of Collateral

  • Real property and other fixed assets – up to 70% of the appraised market value,
  • Treasury bills – up to 95% of the nominal value,
  • Other securities – up to 70% of appraised value,
  • Standard gold bars and scrap of precious metals – up to 95% of appraised value,
  • Precious and semi-precious stones – up to 50% of appraised value,
  • Cash (in deposit and current accounts) – up to 90%,
  • Working assets – up to 50% of appraised value,
  • Loans backed by cash flows will be advanced to those who have been our customers for a period of over one year and executed up to 30% of annual cash flows through the current account (loans maturing within a 180-day period).
Updated 09.11.2018 | 12:09:54