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EvocaOnline

Payment
Cards

Services Delivered

ArCa MIR

Maestro

MasterCard Standard / Visa Classic

MasterCard Gold / Visa Gold

MasterCard Business

VISA Infinite

Card issuance

0

0

0

0

0

0

Card issuance within 1 banking day 1

AMD 2,000

AMD 2,000

AMD 2,000

AMD 2,000

AMD 2,000

0

Card annual service fee

AMD 3,000

AMD 3,000

AMD 5,000

AMD 15,000

AMD 10,000

AMD 100,000

Supplementary card issuance

0

0

0

0

0

0

Annual service fee for supplementary card

 AMD 1,500

 AMD 2,000

AMD 3,000

 AMD 10,000

AMD 7,000

AMD 70,000 or free Visa Gold

Card account minimum balance

0

0

0

0

0

0

Annual interest rate accrued on the positive card account balance

- up to AMD 5 million

0 %

0 %

0 %

0 %

0 %

1,5%

- AMD 5 million and over

1 %

1 %

1 %

1 %

1 %

2%

-in foreign currency

0 %

0 %

0 %

0 %

0 %

0 %

Cash withdrawal through Bank's ATMs and POS-terminals2

 0.2%

 0.2%

 0.2%

 0.2%

 0.2%

1%

Cash withdrawal through  ATMs and POS-terminals of RA banks-members of ArCa system 3

0.8%

0.8%

0.8%

0.8%

0.8%

1,2%

Cash withdrawal through ATMs and POS-terminals of foreign banks and RA banks - non-members of ArCa system 4

1%, min AMD 1,500

1%, min AMD 1,500

1%, min AMD 1,500

1%, min AMD 1,500

1%, min AMD 1,500

1%, min AMD 2,500

Cash withdrawal from card account at Bank's premises 5

 0.2%

 0.2%

 0.2%

 0.2%

 0.2%

1%

Non-cash transactions at trade outlets through POS-terminals of the Bank and other banks

0

0

0

0

0

0

Card blocking

0

0

0

0

0

0

Card unblocking (in case of wrong PIN-code)

AMD 1,000

AMD 1,000

AMD 1,000

AMD 1,000

AMD 1,000

AMD 1,000

Card re-issuance in case of card expiry

 0

 0

 0

 0

 0

0

Card re-issuance in case of card loss, damage or PIN-code loss

 AMD 1,000

 AMD 1,000

 AMD 3,000

 AMD 10,000

AMD 5,000

AMD 30,000

Provision of monthly card account statement

 0

 0

 0

 0

 0

0

Provision of card account statement covering more than 1-month period 6

AMD 1,000

AMD 1,000

AMD 1,000

AMD 1,000

AMD 1,000

0

Cash entries through ATMs of banks-members of ArCa system (ATM CASH-IN)

0.6 %

0.6 %

0.6 %

0.6 %

0.6 %

0.6 %

Depositing money into bank card through foreign banks - members of MIR system

1.5 %

- -

-

-

-

Receiving SMS-message on executed transaction

0

0 0

0

0

0

Overdraft fee

20% per annum

20% per annum 20% per annum

20% per annum

20% per annum

20% per annum

Card-to-card transfers through www.arca.am  website and ATMs:

- In favor of Bank's clients 7

0.3%

0.3%

0.3%

0.3%

0.3%

 1%

- In favor of clients of other banks- members of ArCa system 8

0.5%

0.5%

0.5%

0.5%

0.5%

 1.2%

Fee for credit limit application review

AMD 2.000

AMD 2.000

AMD 2.000

AMD 2.000

AMD 2.000

 0

Fee for review of application for credit limit augmentation  

 AMD 1.000

 AMD 1.000

AMD 1.000

 AMD 1.000

AMD 1.000

 0

Fee for increasing daily limits of cash withdrawal amounts and numbers:

- for a single day

AMD 500

AMD 500

AMD 500

AMD 500

AMD 500

 0

- for the entire period of card validity 

AMD 1.000

AMD 1.000

AMD 1.000

AMD 1.000

AMD 1.000

 0

Application for disputing card transactions 9

AMD 5.000   

AMD 5.000

AMD 5.000

AMD 5.000

AMD 5.000

 AMD 5.000

1. In case the card application is submitted before 12:00 and received in Yerevan only.
2. For cards with additional term of credit limit - 1 %.
3. For cards with additional term of credit limit - 1.5 %.
4. For cards with additional term of credit limit - 1.5 %,  min AMD 2,500.
5. For cards with additional term of credit limit - 1 %.
6. Fees include VAT.
7. For cards with additional term of overdraft - 1 %.
8. For cards with additional term of overdraft - 1.5 %.
9. Is charged only in cases when the review conducted as a result of appealing a transaction reveals that the transaction was executed by the client with breach of card use rules.

Note: The tariffs for issuance and service of salary payment cards will be set under an agreement to be signed with the cardholder's employer. The Bank Management Board can establish other terms and tariffs for payment card issuance.

 

 

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Updated 11.07.2019 | 20:24:12